Keystart Home Loans offers a unique financing solution specifically designed for Western Australian residents seeking to enter the property market with minimal savings. This government-backed initiative makes homeownership accessible when traditional bank financing might be out of reach.
Unlike conventional lenders, Keystart specializes in low deposit home loans with terms tailored to help Western Australians build their first or next home. Their ‘Low Deposit’ Home Loan features:
Standard Bank Loan:
With Keystart:
As experienced Perth building consultants, we make sure that we create smooth pathways for clients building a home through this program. Our financial specialists understand Keystart’s requirements and can guide you through the entire process.
Keystart offers more flexible criteria than traditional lenders:
However, applicants must:
While Keystart provides an excellent entry path to homeownership, many clients eventually refinance with traditional lenders once they’ve built equity. Our building consultants can discuss the potential long-term strategies for your financial journey.
Ready to explore how Keystart could help you build your Perth home with a minimal deposit? Contact our team today for personalised guidance on this home loan.
For official program details, current income limits, and application information, visit the Keystart Home Loans official website.
Additional helpful resources:
Information current as of March 2025. Terms, conditions, and eligibility criteria are subject to change. Please contact Emily Rose Homes or Keystart directly for the most up-to-date information.