Investment Home Loans

An investment home loan is a loan you take out to specifically fund the purchase of an investment property. If you plan on building a property in order to rent it out and earn a rental income from your tenants, this is a great option. The deposit you will require for an investment home will depend on your financial situation. Options range from a saved deposit to using the equity from your own home loan to fund the deposit for your investment home. We can look at a fixed or variable rate once your home is built.

The benefit of building an investment home is you can claim full depreciation on a new build rather than a lower percentage on an older established home. You can also claim the interest and costs through construction and will be a great tax deduction. Let’s look at your budget and rental return to select the best finance, location and build to put you ahead of the game with your own investment home.